Avail Touchless Personal Loan with Fullerton India App

Personal loans accessible through digital platforms are called touchless personal loans. These loans are also called online personal loans that you can access through mobile or web apps without going to the banks. It is the most convenient way to avail of personal loans as the borrower can complete the entire loan process in a matter of minutes using their mobile app. Additionally, the verification process is also quicker when it comes to touchless personal loans. The loans are sanctioned within 24 hours, and the loan amount is credited to the recipient’s bank account. The digital app saves the hassle of going to the branch, waiting in queues, taking an appointment, making photostats of proofs etc., with the entire process going touchless.

Touchless banking has gained even more popular owing to the pandemic outbreak, and the whole country went into lockdown. Digital personal loans in the form of online loan apps could be available at the mobile application’s tap quickly for those who wanted money to meet the financial crisis that the pandemic brought along.

Benefits Of Touchless Personal Loan with Fullerton India Instaloan App

  • Hassle-Free Documentation and Collateral Free

There is significantly less paperwork involved when it comes to digital portals. You will need to upload essential documents and information. Mostly PAN, ID proof, Address proof, etc. 

  •  Excellent Customer Experience

The Instaloan app is designed with customer experience in mind, and hence it is easy to navigate. Once you install the app, you will be guided to manageable steps and informed of your eligibility instantly. The short and speedy loan process adds to the experience too.

What Are the Eligibility Criteria to Avail Touchless Loan?

To be eligible for a personal loan using Fullerton India’s Instaloan app, one needs to meet the following criteria

  • You need to be an Indian citizen.
  • You need to be a salaried employee of a private or public sector company.
  • Your age needs to be between 21 to 60 years.
  • your monthly salary should be at least Rs. 25,000 per month for Tier A cities and at least Rs. 20,000 per month for other parts of the country.

You can also check your eligibility using the personal loan eligibility calculator available in the application to calculate the loan amount you may be eligible for if you meet the company’s eligibility parameters. 

Procedure For Application through Instaloan app by Fullerton India

If you are using an Android device, follow these steps to apply for a personal loan application through the Instaloan app and avail of the app-based benefits along with the personal loan.

  • Check on Google Play Store using the link and download Fullerton India personal loan app on your handset.
  • Sign in on the app using your existing Google or Facebook credentials, or you can also create a new account with an email id and password.
  • Fill in your basic information like the name, address, date of birth, contact details, etc.
  • Fill in your Job and salary details like your current company’s name and salary, as specified.
  • Add your bank account details.
  • Upload your required documents and click Submit to complete the process.

What Is the Next Step After Submitting the Loan Application Through Fullerton App?

  • Once your application is submitted, Fullerton India will inform you of your eligibility and the loan amount you are eligible for.
  • If you wish to proceed further, then Fullerton India will provide a loan application number to you.
  • You can check the status of your application through the app using this loan application number.
  • Once all documents are uploaded, we will process the application
  • Once the app; location clears all processes, the loan amount will be credited to your bank account directly within 24 hours of approval

The process is transparent, and you can keep track of the application through the instant loan app. 

Why Touchless?

As the name signifies, the Fullerton India Instaloan app provides loans instantly, which can be availed from the comfort of your home. The process is too convenient and paperless, making it hassle-free and environmentally friendly at the same time. The Instaloan app is secure and comfortable that makes the process easy—avail of personal loan on the go by downloading the Instaloan app now. Go 100% Digital for yourself and the environment!

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