Being disabled and unable to work is a scary proposition. Along with worrying about your health, you also have to find a way to pay your bills and support yourself and your family. If you have long term disability insurance, you may be able to get the benefits you need to help you through this difficult time. But, the process of applying for these benefits can be complicated and confusing. That’s where a long term disability attorney can help.
What is long term disability?
According to the Social Security Administration, long-term disability is defined as a disabling condition that prevents an individual from performing substantial gainful activity (SGA) for a continuous period of at least 12 months, or is expected to result in death. Long-term disabilities can be either physical or mental in nature.
There are many potential benefits to hiring a long term disability lawyer. One of the most obvious is that an attorney can help you navigate the complex legal process of filing for long-term disability benefits.
An experienced long term disability lawyer will also be familiar with the types of evidence that will be needed to support your claim, and can help gather and present this evidence in the most persuasive way possible. In addition, a lawyer can help you respond to any requests for information or other communications from the insurance company, and can represent you in any appeals if your claim is denied.
If you are considering hiring a long term disability lawyer, it is important to choose someone who has experience handling these types of cases and who you feel comfortable working with. You may want to ask for referrals from friends or family members who have been through the process, or you can consult with your local bar association. Once you have selected an
How does long term disability affect your ability to work?
If you are unable to work due to a long term disability, you may be entitled to benefits through your insurance policy. However, navigating the claims process can be difficult. A long term disability lawyer can help you understand your rights and options, and can fight for the benefits you deserve.
An experienced long term disability lawyer will know how to investigate your claim and gather the evidence needed to support your case. They will also be familiar with the appeals process, in case your claim is denied.
Most importantly, a long term disability lawyer will be there to advocate for you and ensure that your rights are protected throughout the claims process. If you are facing a long term disability, don’t try to go it alone – contact a qualified lawyer today.
If you are suffering from a long term disability, it is important to seek legal assistance as soon as possible. A long term disability attorney can help you navigate the complex legal process and ensure that you receive the benefits you are entitled to. Don’t suffer in silence, contact a long term disability attorney today and get the help you need.