Credit — and the EMI card proposition in particular — has drastically changed the way we purchase items. It has made products that were previously considered to be luxuries far more accessible. Additionally, it has made high-end cosmetic and medical surgeries lighter on the pocket. Best of all, these have ushered convenience into homes and into professional lives by making home appliances and personal devices far more affordable.
Wondering if and when you should apply for the Bajaj Finserv EMI Network Card? Here are some examples of challenging situations that can be less of a struggle — or no struggle at all — if you apply for the Bajaj Finserv EMI Network Card.
When you need to replace big-ticket home appliance(s)
Refrigerators, washing machines and air conditioners, in particular, can typically cost around Rs. 30,000 or more. Depending on the type of microwave, air fryer or even LED TV you are looking to purchase, you could run up a tab of over Rs. 50,000. However, home appliances make our lives more convenient and also have the capacity to make us more productive.
People are also buying big-screen TVs today like never before. Consumers want to have a better viewing experience, which can be accomplished through OLED or QLED TVs. You can also purchase 4K UHD LED TVs that come with large displays. To purchase such high-end items, you can rely on the Bajaj Finserv EMI Network Card.
When you need a new laptop or computer
Virtual classes, work from home and remote weekend catch-up plans with friends all came out of nowhere. A lot of people have pulled through the last 18 months burning out their smartphone batteries or hijacking each other’s laptops. The time has however arrived for most households to have a laptop per member. Offices and schools alike have become a lot less understanding than they were at the start of the pandemic. Company bosses and school principals have reached the end of their tether when it comes to what they see as excuses related to lack of devices. Ensure you keep your boss and your kids’ teachers happy by giving everyone the personal device they need to remain productive and efficient. This can be accomplished by using the EMI Network Card.
When you want to purchase a premium or luxury smartphone
Whether you are being driven by pester power (that was in turn driven by peer pressure) or you are a tech freak, who must have, explore and make maximum use of the latest smartphones, why hold back if you don’t absolutely have to? If you are a gamer or if you have kids who are gamers — or you game together as a family — you need a certain grade of smartphone for the ideal user experience.
Moreover, your smartphone is the object that you interact with most frequently during the day and it should bring you delight and excitement. Alternatively, if it is going to make or break your teenager’s social image, why not give in if you are in a position to? After all, EMI payments put high-end smartphones within your reach.
During the festive season, when your gifting tab is greater than your festive bonus
The festive season coincides with the big Indian wedding season, and although we’re doing Zoom weddings now, gifts are still being accepted via delivery. That amounts to a lot of gifts between Diwali and the New Year. Count a modest six wedding gifts plus about eight Diwali gifts. Wouldn’t it be nice to not have depleted savings account during the festive season? Don’t curtail your generosity; the EMI Network Card allows you to pay for all your gifts in pocket-friendly monthly instalments.
When you move into a new home
Moving into a new home calls for beds, chairs, tables, bed linen, new TV and a host of other home appliances. If you’re moving into your marital home and have just splurged on a big wedding, this might feel like a real burden. The situation is just as painful if you have just purchased a holiday home; you just broke the bank buying your new home after all. That’s why opting for the Bajaj Finserv EMI Network Card before you get down to furnishing your new home might be a good idea.
The Bajaj Finserv EMI Network Card lets you pay for home appliances, gadgets, personal devices and so much more in up to 24 installments. You can apply for the Bajaj Finserv EMI Network Card either online or offline in a convenient 3-step process. You can also access your EMI card Login details and special offers on the go by logging into the Experia portal, or by downloading the Bajaj Finserv Wallet App.